{"id":15633,"date":"2023-12-20T18:03:01","date_gmt":"2023-12-20T16:03:01","guid":{"rendered":"https:\/\/uet.edu.al\/?p=15633"},"modified":"2023-12-20T18:03:01","modified_gmt":"2023-12-20T16:03:01","slug":"krista-kozmai-ish-studentja-ekselente-e-uet-nderohet-me-cmimin-e-guvernatorit-nga-banka-e-shqiperise","status":"publish","type":"post","link":"https:\/\/uet.edu.al\/en\/krista-kozmai-ish-studentja-ekselente-e-uet-nderohet-me-cmimin-e-guvernatorit-nga-banka-e-shqiperise\/","title":{"rendered":"Krista Kozmai, ish-studentja ekselente e UET nderohet me \u201c\u00c7mimin e Guvernatorit\u201d nga Banka e Shqip\u00ebris\u00eb"},"content":{"rendered":"

E vetmja studente nga universitetet e Shqip\u00ebris\u00eb, q\u00eb renditet e treta nga Banka e Shqip\u00ebris\u00eb, n\u00eb krah t\u00eb student\u00ebve nga universiteti VanAmsterdam, Holand\u00eb dhe i Greenwich, Angli<\/em><\/p>\n

\u201cNisu tani p\u00ebr n\u00eb Bank\u00ebn e Shqip\u00ebris\u00eb!\u201d Vler\u00ebsimi me 97 pik\u00eb, u shoq\u00ebrua me k\u00ebt\u00eb kompliment nga ana e pedagog\u00ebve t\u00eb komisionit p\u00ebr mbrojtjen e diplom\u00ebs master n\u00eb UET. Ishte tetori i 2022. Nj\u00eb vit m\u00eb pas, Krista Kozmai do t\u00eb gjendet pik\u00ebrisht n\u00eb ambientet e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb p\u00ebr t\u2019u nderuar me \u201c\u00c7mimin e Guvernatorit p\u00ebr diplom\u00ebn m\u00eb t\u00eb mir\u00eb\u201d, nj\u00eb vler\u00ebsim q\u00eb jepet prej 17 vitesh nga ky institucion. Ajo ishte e vetmja studente nga universitetet e Shqip\u00ebris\u00eb, duke u renditur e treta me tem\u00ebn e punimit shkencor: \u201cFrika nga kursi i lir\u00eb i k\u00ebmbimit-Rasti i Shqip\u00ebris\u00eb!\u201d. Dy vendet e para u mor\u00ebn p\u00ebrkat\u00ebsisht nga nj\u00eb studente q\u00eb vinte nga universiteti VanAmsterdam, Holand\u00eb dhe tjetri nga Greenwich, Angli.<\/p>\n

\u201cShpresat i kisha p\u00ebr \u00e7mimin e par\u00eb, duke qen\u00eb se iu kam hedhur nj\u00eb sy temave gjat\u00eb k\u00ebtyre viteve. Jan\u00eb tema shum\u00eb t\u00eb mira, por t\u00eb b\u00ebra p\u00ebr SHBA, Evrop\u00eb, etj., vende t\u00eb cilat kan\u00eb k\u00ebrkim t\u00eb zhvilluar shkencor, ku aksesi n\u00eb literatur\u00eb dhe t\u00eb dh\u00ebna \u00ebsht\u00eb i lart\u00eb. P\u00ebr Shqip\u00ebrin\u00eb \u00ebsht\u00eb m\u00eb e v\u00ebshtir\u00eb, duhet shum\u00eb koh\u00eb edhe p\u00ebr t\u00eb gjetur t\u00eb dh\u00ebnat. Fillimisht u m\u00ebrzita pak, por tani jo m\u00eb, pasi jam e bindur se Jezu Krishti ka vendosur sipas planit t\u00eb tij\u201d, thot\u00eb Krista, si nj\u00eb besimtare e krishtere q\u00eb udh\u00ebton prej vitesh me mir\u00ebnjohje.<\/p>\n

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N\u00eb momentin e marrjes s\u00eb \u00e7mimit shumica e emocioneve ishin fashitur. Lajmin e p\u00ebrzgjedhjes n\u00eb mesin e finalist\u00ebve e kishte marr\u00eb nga BSH n\u00eb jav\u00ebn e par\u00eb t\u00eb dhjetorit. E vetmja surpriz\u00eb ishte renditja. Aplikimet hapen \u00e7do vit nga banka dhe mbyllen n\u00eb muajin gusht. Krista tregon se njoftimin p\u00ebr k\u00ebt\u00eb kompeticion e kishte marr\u00eb nga UET, q\u00eb kur u diplomua p\u00ebr \u201cFinanc\u00eb-Kontabilitet\u201d, n\u00eb nivelin bachelor.<\/p>\n

Se mban mend arsyen e mosaplikimit n\u00eb at\u00eb periudh\u00eb, por mesa duket momenti i saj ka qen\u00eb 2023. Edhe njoftimin e mori nga disa burime, nga universiteti, nga lajmet e ekonomis\u00eb t\u00eb cilave nuk iu ndahet, por edhe nga profesori Elvin Meka, t\u00eb cilin e kishte pasur udh\u00ebheq\u00ebs t\u00eb punimit t\u00eb diplom\u00ebs master shkencor, nd\u00ebrsa mbylli studimet p\u00ebr \u201cFinanc\u00eb, audit i brendsh\u00ebm dhe menaxhim risku\u201d.<\/p>\n

Nj\u00eb vulosje n\u00eb nj\u00eb m\u00ebnyr\u00eb ndryshe e quan \u00e7mimin. Jo aq p\u00ebr shp\u00ebrblimin monetar, sesa vler\u00ebsim p\u00ebr lodhjen, p\u00ebrkushtimin, angazhimin dhe seriozitetin q\u00eb i kushtoi. I mori koh\u00eb, madje 3 muaj iu desh t\u00eb punonte intensivisht \u00e7do dit\u00eb.<\/p>\n

\u201c\u00cbsht\u00eb lajm i mir\u00eb p\u00ebr mua, sepse n\u00eb fush\u00ebn e ekonomis\u00eb nuk ka institucion m\u00eb t\u00eb lart\u00eb q\u00eb t\u00eb t\u00eb vler\u00ebsoj\u00eb, pavar\u00ebsisht vler\u00ebsimit q\u00eb merr n\u00eb universitet. BSH kryeson p\u00ebr k\u00ebrkimin shkencor\u201d, thot\u00eb Krista, duke shtuar se punimi i saj \u00ebsht\u00eb botuar edhe n\u00eb revist\u00ebn shkencore t\u00eb Fakultetit t\u00eb Ekonomis\u00eb, Biznesit dhe Zhvillimit t\u00eb UET, \u201cEconomicus\u201d.<\/p>\n

Procesi i zgjedhjes s\u00eb tem\u00ebs dhe metod\u00ebs s\u00eb p\u00ebrpunimit dhe analizimit t\u00eb t\u00eb dh\u00ebnave ishte nj\u00eb kosto m\u00eb vete. Pasi zgjodhi tre tema, ajo ia d\u00ebrgoi ato profesorit udh\u00ebheq\u00ebs i cili sugjeroi se p\u00ebr nivelin master do t\u00eb ishte m\u00eb e p\u00ebrshtatshme tema \u201cFrika nga luhatjet e kursit t\u00eb k\u00ebmbimit\u201d. \u201cZgjedhja e tem\u00ebs \u00ebsht\u00eb vetem 1% e pun\u00ebs q\u00eb vjen m\u00eb pas\u201d, thot\u00eb me t\u00eb qeshur.<\/p>\n

Iden\u00eb fillestare p\u00ebr k\u00ebt\u00eb tem\u00eb e kishte marr\u00eb nga l\u00ebnda e profesor Selami Xhep\u00ebs, presidenti i UET, \u00a0\u201cFinancializmi dhe krizat\u201d. Aty kishte hasur nj\u00eb hulumtim t\u00eb till\u00eb \u201cFear of Floating\u201d, nga dy studiues, Guillermo A. Calvo dhe Carmen M. Reinhart, t\u00eb cil\u00ebt n\u00ebp\u00ebrmjet metodave t\u00eb tyre kishin treguar se vendet q\u00eb pohonin se ndiqnin nj\u00eb regjim luhat\u00ebs t\u00eb kursit t\u00eb k\u00ebmbimit, realisht nuk e b\u00ebnin nj\u00eb gj\u00eb t\u00eb till\u00eb.<\/p>\n

Problemi ishte se ajo nuk mund t\u00eb p\u00ebrdorte t\u00eb nj\u00ebjt\u00ebn metod\u00eb studimi si\u00e7 ishte p\u00ebrdorur nga autor\u00ebt e huaj, p\u00ebr shkak se kursi i k\u00ebmbimit nuk ndiqte ndonj\u00eb shp\u00ebrndarje probabilitare t\u00eb njohur. \u201cDuhet t\u00eb gjeja nj\u00eb metod\u00eb t\u00eb re\u201d, thot\u00eb m\u00eb tej. K\u00ebrkoi ndihm\u00ebn e nj\u00eb tjet\u00ebr pedagogeje t\u00eb UET, Aurora Binjaku, me t\u00eb cil\u00ebn kishte zhvilluar l\u00ebnd\u00ebn e \u201cEkonometris\u00eb\u201d.<\/p>\n

\u201cM\u00eb tha se tema ishte e v\u00ebshtir\u00eb dhe m\u00eb d\u00ebrgoi nj\u00eb studim q\u00eb sipas saj mund t\u00eb m\u00eb orientonte. Por edhe pse ndihmoi disi, s\u00ebrish nuk mund t\u2019i jepte zgjidhje p\u00ebrfundimtare\u201d, thot\u00eb ajo.<\/p>\n

Nd\u00ebrkoh\u00eb q\u00eb merrej me punimin e diplom\u00ebs, ishte edhe n\u00eb pun\u00eb, gj\u00eb q\u00eb ia limtonte koh\u00ebn. Shfryt\u00ebzoi pushimet verore p\u00ebr t\u2019u \u201carratisur\u201d nga Tirana. Rr\u00ebmbeu gjith\u00eb literatur\u00ebn dhe shkoi te sht\u00ebpia e saj n\u00eb P\u00ebrrenjas. Tre jav\u00eb ndenji aty me t\u00eb nj\u00ebjtin rit\u00ebm pune, pas kafes s\u00eb m\u00ebngjesit zhytej n\u00eb lexim. \u201cMua m\u00eb p\u00eblqen vetmia dhe m\u2019u duk interesante, por pastaj po m\u00eb merrte malli p\u00ebr t\u00eb par\u00eb njer\u00ebz\u201d, thot\u00eb me humor.<\/p>\n

\u201cKur ke mbaruar s\u00eb lexuari literatur\u00ebn dhe ke p\u00ebrzgjedhur edhe variablat, t\u00eb duhet t\u00eb gjesh nj\u00eb m\u00ebnyr\u00eb se si t\u00eb b\u00ebsh matjet, n\u00eb m\u00ebnyr\u00eb q\u00eb ta pranosh apo hedh\u00ebsh posht\u00eb hipotez\u00ebn. Perve\u00e7 k\u00ebsaj, duhet t\u00eb gjesh edhe t\u00eb dh\u00ebna t\u00eb cilat metoda t’i pranon, sepse jo \u00e7do e dh\u00ebn\u00eb mund t\u00eb p\u00ebrdoret. Provoja vazhdimisht disa metoda dhe nuk m\u00eb dilnin rezultatet\u201d.<\/p>\n

\"\"<\/p>\n

Tashm\u00eb gjumi nuk ishte m\u00eb i nj\u00ebjt\u00eb p\u00ebr t\u00eb. Shpesh her\u00eb zgjohej edhe nat\u00ebn, n\u00eb p\u00ebrpjekje p\u00ebr t\u00eb gjetur nj\u00eb zgjidhje.<\/p>\n

Nj\u00eb tjet\u00ebr leksion nga profesore Aurora do t\u2019i jepte zgjidhje. Si\u00e7 shpjegon Krista, n\u00eb deklaratat e saj, Banka e Shqip\u00ebris\u00eb tregon n\u00ebse ka b\u00ebr\u00eb nd\u00ebrhyrje n\u00eb treg ose jo. \u201cM\u00eb erdhi n\u00eb mendje leksioni me variablat cil\u00ebsor\u00eb, pra t\u00eb p\u00ebrfshija nj\u00eb variab\u00ebl binar\u00eb, kur kishte nd\u00ebrhyr\u00eb, dhe kur nuk kishte nd\u00ebrhyr\u00eb banka. M\u00eb pas profesorja ma konfirmoi k\u00ebt\u00eb metod\u00eb\u201d.<\/p>\n

Dhe k\u00ebshtu, n\u00ebp\u00ebrmjet k\u00ebsaj metode ajo arriti t\u00eb tregoj\u00eb se sjellja e kursit t\u00eb k\u00ebmbimit shpjegohet nga faktor\u00ebt fondamental\u00eb, ku t\u00eb ardhurat nga emigrant\u00ebt rezultojn\u00eb me ndikim t\u00eb r\u00ebnd\u00ebsishmen, nd\u00ebrsa treguesit e tjer\u00eb rezultojn\u00eb jo-statistikisht t\u00eb r\u00ebnd\u00ebsish\u00ebm dhe n\u00eb kund\u00ebrshtim me teorin\u00eb. Nga ana tjet\u00ebr, nd\u00ebrhyrjet e Bank\u00ebs s\u00eb Shqip\u00ebris\u00eb nuk u gjet\u00ebn t\u00eb jen\u00eb statistikisht t\u00eb r\u00ebnd\u00ebsishme p\u00ebr t\u00eb influencuar kursin e k\u00ebmbimit.<\/p>\n

\u201c\u00cbsht\u00eb shum\u00eb e v\u00ebshtir\u00eb, pun\u00eb kolosale t\u00eb b\u00ebsh nj\u00eb studim shkencor. Mund t\u00eb t\u00eb ik\u00eb edhe kot gjith\u00eb k\u00ebrkimi, n\u00ebse nuk arrin n\u00eb nj\u00eb konkluzion real dhe t\u00eb mir\u00ebqen\u00eb\u201d, thot\u00eb Krista m\u00eb tej, si nj\u00eb vajz\u00eb q\u00eb dikur donte arkitektur\u00ebn dhe i p\u00eblqente piktura.<\/p>\n

Por n\u00eb koh\u00ebn e zgjedhjes s\u00eb studimeve t\u00eb larta vler\u00ebsoi k\u00ebt\u00eb zgjedhje, p\u00ebr t\u00eb shkuar drejt ekonomis\u00eb. N\u00eb fillim as vet\u00eb nuk ishte e qart\u00eb p\u00ebr zgjedhjen e b\u00ebr\u00eb. Do t\u00eb ishte pik\u00ebrisht nj\u00eb l\u00ebnd\u00eb e zhvilluar n\u00eb semestrin e par\u00eb, n\u00eb fush\u00ebn e mikroekonomis\u00eb \u201cEkonomiksi, Mikroekonomia\u201d me autor\u00eb N. Gregory Mankiw dhe Mark P. Taylor, botuar nga UET Press, e cila do t’i zgjonte edhe d\u00ebshir\u00ebn p\u00ebr fush\u00ebn.<\/p>\n

\u201cAutor\u00ebt e thjesht\u00ebsonin dhe e sillnin shum\u00eb bukur. Aty fillova ta kuptoja fush\u00ebn. Gjithmon\u00eb kur dua t\u00eb lexoj di\u00e7ka, iu kthehem atyre\u201d, thot\u00eb Krista Kozmai. P\u00ebr suksesin e fundit i \u00ebsht\u00eb fal\u00ebnderuese Zotit Jezus Krisht, familjes, UET, dhe n\u00eb ve\u00e7anti profesor Elvin Mek\u00ebs q\u00eb e udh\u00ebhoqi n\u00eb diplom\u00eb.<\/p>\n

“Mund t\u00eb shpenzosh shum\u00eb koh\u00eb duke k\u00ebrkuar dhe n\u00eb fund t\u00eb kuptosh q\u00eb ke k\u00ebrkuar n\u00eb zon\u00ebn e gabuar. Q\u00eb t\u00eb evitosh k\u00ebt\u00eb, t\u00eb duhet profesori udh\u00ebheq\u00ebs. Mund t\u00eb k\u00ebrkosh n\u00eb zon\u00ebn e duhur, por prap\u00eb nuk t\u00eb shfaqet zgjidhja. K\u00ebt\u00eb t\u00eb fundit ta zbulon Zoti”, p\u00ebrfundon Krista.<\/p>","protected":false},"excerpt":{"rendered":"

E vetmja studente nga universitetet e Shqip\u00ebris\u00eb, q\u00eb renditet e treta nga Banka e Shqip\u00ebris\u00eb, n\u00eb krah t\u00eb student\u00ebve nga universiteti VanAmsterdam, Holand\u00eb dhe i Greenwich, Angli \u201cNisu tani p\u00ebr n\u00eb Bank\u00ebn e Shqip\u00ebris\u00eb!\u201d Vler\u00ebsimi me 97 pik\u00eb, u shoq\u00ebrua … <\/p>","protected":false},"author":9,"featured_media":15634,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[61],"tags":[131,132,130,65],"class_list":["post-15633","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-te-ndryshme","tag-banka-e-shqiperise","tag-cmim","tag-krista-kozmai","tag-uet"],"yoast_head":"\nKrista Kozmai, ish-studentja ekselente e UET nderohet me \u201c\u00c7mimin e Guvernatorit\u201d nga Banka e Shqip\u00ebris\u00eb - UET<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/uet.edu.al\/en\/krista-kozmai-ish-studentja-ekselente-e-uet-nderohet-me-cmimin-e-guvernatorit-nga-banka-e-shqiperise\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Krista Kozmai, ish-studentja ekselente e UET nderohet me \u201c\u00c7mimin e Guvernatorit\u201d nga Banka e Shqip\u00ebris\u00eb - 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