{"id":12355,"date":"2022-02-10T11:20:35","date_gmt":"2022-02-10T11:20:35","guid":{"rendered":"https:\/\/uet.edu.al\/?p=12355"},"modified":"2022-02-10T15:49:14","modified_gmt":"2022-02-10T15:49:14","slug":"spiro-brumbulli-ne-forumet-uet-veshtiresia-e-kriptomonedhave-eshte-mungesa-e-njohjes-se-tyre-si-menyre-pagese","status":"publish","type":"post","link":"https:\/\/uet.edu.al\/en\/spiro-brumbulli-ne-forumet-uet-veshtiresia-e-kriptomonedhave-eshte-mungesa-e-njohjes-se-tyre-si-menyre-pagese\/","title":{"rendered":"Spiro Brumbulli n\u00eb Forumet UET \u201cV\u00ebshtir\u00ebsia e kriptomonedhave \u00ebsht\u00eb mungesa e njohjes s\u00eb tyre si m\u00ebnyr\u00eb pagese\u201d"},"content":{"rendered":"
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I ftuar n\u00eb Forumet UET ishte Sekretari i P\u00ebrgjithsh\u00ebm i Shoqat\u00ebs Shqiptare t\u00eb Bankave, Z. Spiro Brumbulli, i cili n\u00eb nj\u00eb bashk\u00ebbisedim me student\u00ebt e klubit \u00a0t\u00eb Menaxhimit \u201cPhilip Kotler\u201d dhe t\u00eb Financ\u00ebs \u201cAdam Smith\u201d trajtoi \u00e7\u00ebshtjen m\u00eb t\u00eb p\u00ebrfolur globale t\u00eb dit\u00ebve t\u00eb sotme, si\u00e7 jan\u00eb kriptomonedhat.<\/p>

Presidenti i UET, Prof. Asoc. Dr. Selami Xhepa, nj\u00ebkoh\u00ebsisht edhe specialist ekonomie, e nisi aktivitetin duke u shpreh se \u201cn\u00eb epok\u00ebn e njer\u00ebzimit, t\u00eb pakt\u00ebn n\u00eb historin\u00eb monetare, tri jan\u00eb epokat qart\u00ebsisht t\u00eb dallueshme:\u00a0 epoka e monedh\u00ebs mall, at\u00ebhere kur shkruhej mbi monedh\u00eb \u2018in GOD we trust\u2019, pastaj vjen epoka e paras\u00eb let\u00ebr ku shkruhet \u2018in goverments we trust\u2019 sepse jan\u00eb guvernator\u00ebt q\u00eb e printojn\u00eb dhe tani kemi arritur n\u00eb epok\u00ebn e paras\u00eb elektronike digjitale ku duhet t\u00eb themi \u2018in blockchain we should trust\u2019. <\/em><\/p>

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Specialisti i ekonomis\u00eb Z. Brumbulli, shpjegoi m\u00ebnyrat se si po investohet n\u00eb to, por gjithashtu gjat\u00eb pyetjeve t\u00eb student\u00ebve t\u00eb Fakultetit Ekonomik, Biznesit dhe Zhvillimit n\u00eb Universitetin Europian t\u00eb Tiran\u00ebs ai tregoj avantazhin q\u00eb investimi n\u00eb k\u00ebt\u00eb sektor sjell, si pasurimi i shpejt\u00eb, globalizimi i \u201cparas\u00eb\u201d, por dhe m\u00eb kryesorja transparenca e tyre. Gjithashtu ai p\u00ebrmendi disavantazhet e p\u00ebrdorimit p\u00ebr investim n\u00eb kriptomonedha si\u00e7 mund t\u00eb jet\u00eb: mosnjeh\u00ebsimi i tyre n\u00eb treg, si edhe risku i madh n\u00eb destabilitet n\u00eb bursat nd\u00ebrkomb\u00ebtare, duke mos harruar nd\u00ebrkoh\u00eb rrezikun e p\u00ebrfshirjes n\u00eb aktivitete ilegale.<\/p>

Ai e nisi analiz\u00ebn e tij duke pyetur n\u00eb form\u00eb hipotetike se \u201cnj\u00eb transformim i madh ka ndodhur n\u00eb historin\u00eb financiare, pra do t\u00eb thot\u00eb q\u00eb banka \u00ebsht\u00eb n\u00eb dor\u00ebn time \u00ebsht\u00eb n\u00eb nj\u00eb aparat smartphone, at\u00ebhere p\u00ebrse e duam bank\u00ebn fizikisht?\u201d<\/em>.<\/p>

N\u00eb zhvillim u pasua pyetja e student\u00ebve t\u00eb klubit \u201cAdam Smith\u201d dhe \u201cPhilip Kotler\u201d n\u00eb UET, se me krijimin dhe investimin n\u00eb monedha elektronike dhe me zhvillimin e shpejt\u00eb t\u00eb teknologjis\u00eb, do t\u00eb kemi nj\u00eb humbje dhe zhvler\u00ebsim t\u00eb paras\u00eb let\u00ebr?<\/p>

Sekretari i p\u00ebrgjithsh\u00ebm i Shoqat\u00ebs Shqiptare t\u00eb Bankave, Z. Brumbulli iu p\u00ebrgjigj duke p\u00ebrfor\u00ebcuar se \u201cq\u00eb t\u00eb lirohet sh\u00ebrbimi bankar do t\u00eb thot\u00eb q\u00eb ne nuk duhet t\u00eb lidhemi pas cash-it aq shum\u00eb. Nevojiten forma t\u00eb tjera q\u00eb ne mund t\u00eb b\u00ebjm\u00eb transaksione, mund t\u00eb kryejm\u00eb veprimet tona, t\u00eb mbarojm\u00eb pun\u00ebt e p\u00ebrditshme n\u00ebp\u00ebrmjet nj\u00eb forme tjet\u00ebr paraje. Nj\u00eb para q\u00eb ne nuk e mbartim, q\u00eb nuk duhet t\u00eb shkojm\u00eb n\u00eb bank\u00eb apo ATM ta t\u00ebrheqim cash, por q\u00eb t\u00eb jet\u00eb n\u00eb nj\u00eb form\u00eb tjet\u00ebr ajo duhet t\u00eb ket\u00eb nj\u00eb konsesus t\u00eb p\u00ebrgjithsh\u00ebm q\u00eb t\u00eb pranohet nga t\u00eb gjith\u00eb t\u00eb tjer\u00ebt. Pra nqs un\u00eb kam nj\u00eb monedh\u00eb t\u00eb ndryshme nga kjo q\u00eb \u00ebsht\u00eb cash, dhe nj\u00eb shit\u00ebs n\u00eb nj\u00eb dyqan nuk e pranon, at\u00ebher\u00eb ajo \u00ebsht\u00eb boshe, e g\u00ebnjesht\u00ebrt, fallco, jo reale edhe nuk na sh\u00ebrben<\/em>\u201d.<\/p>

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Z. Brumbulli theksoi n\u00eb fund t\u00eb bised\u00ebs me student\u00ebt e UET se, pavar\u00ebsisht faktit se ato kan\u00eb vler\u00eb shum\u00eb t\u00eb madhe nga shum\u00eb investues q\u00eb investojn\u00eb n\u00eb to, problematika e tyre \u00ebsht\u00eb q\u00eb akoma nuk \u00ebsht\u00eb b\u00ebr\u00eb nj\u00eb mjet i mir\u00ebfillt\u00eb pagese p\u00ebr shkak se nuk ka njohjen apo konsensusin e t\u00eb gjith\u00ebve. Kjo problematik\u00eb \u00ebsht\u00eb nj\u00eb faktor q\u00eb mund t\u00eb mos i kthej\u00eb monedhat elektronike n\u00eb p\u00ebrdorim t\u00eb p\u00ebrditsh\u00ebm.<\/p>\t\t\t\t\t\t\t\t<\/div>\n\t\t\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/div>\n\t\t\t\t\t<\/div>\n\t\t<\/section>\n\t\t\t\t<\/div>","protected":false},"excerpt":{"rendered":"

I ftuar n\u00eb Forumet UET ishte Sekretari i P\u00ebrgjithsh\u00ebm i Shoqat\u00ebs Shqiptare t\u00eb Bankave, Z. 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